Blurb
Buy Home
Making sure that your mortgage terms will be in you best interest!
Refinance your mortgage
Learn about what is needed to refinance your mortgage.
Tap into your home's equity
Help finance what’s important with a home equity line of credit.
Manage your mortgage
Explore tools to help manage your existing Chase mortgage.
Buy Home
Making sure that your mortgage terms will be in you best interest!
Refinance your mortgage
Learn about what is needed to refinance your mortgage.
Tap into your home's equity
Help finance what’s important with a home equity line of credit.
Manage your mortgage
Explore tools to help manage your existing Chase mortgage.
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Testimonials
Finding a way to pay for my expensive home purchase was made possible only thanks to this institution! They were the only place to accept my request!
Daniel EdwardsWith the rates being so low now, I needed to refinance my mortgage as soon as possible. Thanks to this company it all became possible in the shortest matter off time!
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Free Consultation for Home Buyers or Borrowers
Would you like to speak to one of our financial advisers? Just submit your contact details and we’ll be in touch shortly. You can also email us if you prefer that type of communication.
Get in Touch With Us
Our Loan Officers can answer all of your questions and walk you through your mortgage options.
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Q: What's a mortgage and why should I get it here?
A: A mortgage is basically a simple loan that allows you to buy a home or other property by securing the loan against the property you buy. You can read more about our taking a mortgage with us works by visiting our services page.
You can apply for a mortgage from a bank or other financial institution, such as a credit union, building society or specialist mortgage Borrower. We’re a credit union and a special financial institution. Although you can apply directly, using the advice of our independent mortgage specialists might help you find the deal that will be most beneficial for your money interests!
Q: What types of mortgage are there?
A: There are many different kinds of mortgage to choose from. All of them have varying features and benefits. Some of the more common types include:
- Standard variable rate (SVR) mortgages
- Fixed interest rate mortgages
- Tracker rate mortgages
Q: How much can I borrow for a mortgage?
A: This depends on a number of factors. Still, Borrowers are typically prepared to lend three times your salary or two-and-a-half times a joint salary.
They will also consider things such as any other source of income from a second job that you’ll prove to them, bonuses, tax credits, and maintenance payments and since lending rules were tightened, they also increasingly investigate borrowers’ ability to repay.
This means looking at your credit history and scoring it, just as well as on your monthly outgoings, examining not just how much you spend but what you spend it on, to help assess your ability to manage should interest rates rise.
Some providers will now offer four-and-a-half times your annual income – but the more you borrow in relation to your income, the more likely you are to fail MMR checks and to have your application to be declined.
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We offer rate-and-term refinancing. Typically, you refinance your remaining balance for a lower interest rate and a term you can afford (the term is the number of years it will take to repay the loan)
Buying a home for the first time or nor, mortgages are the most affordable way to make a purchase right away and move in at once. Thanks to our lower-than-average interest rates a better mortgage will be possible!
At some point in your life, you will need a money loan to either pay for something you didn’t see coming or to bridge the gap to get something you’ve wanted for a long time. Whichever your situation is, we’ll help!
A home equity loan is a type of loan in which the borrower uses the equity of his or her home as collateral for the money loan. The loan amount is determined by the value of the property, and the value of the property.
Do you feel too puzzled in a complexity of your mortgage’s payment plan, interest rates and all these other financial tricky nuances? If that’s so, then our financial experts and Loan officers will gladly help you out!
Calculating rate, credit score or interest threshold shouldn’t be that hard. With that in mind, we’ve designed our own loan assessment tool, making your loan’s assessment an easier and more intuitive process.
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Damien Kaschzmarek
Damien is one of the co-founders. He manages all the processes at our firm.
Derek Zoolander
Derek, just as Damien, is a Wall Street operative, with an incredibly insightful skills.
Tom Marvolo
Tom is also one of our 3 co-founders. He manages all bookkeeping.
Derek Zoolander
Derek, just as Damien, is a Wall Street operative, with an incredibly insightful skills.
Damien Kaschzmarek
Damien is one of the co-founders. He manages all the processes at our firm.
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Q: What's a mortgage and why should I get it here?
A: A mortgage is basically a simple loan that allows you to buy a home or other property by securing the loan against the property you buy. You can read more about our taking a mortgage with us works by visiting our services page.
You can apply for a mortgage from a bank or other financial institution, such as a credit union, building society or specialist mortgage Borrower. We’re a credit union and a special financial institution. Although you can apply directly, using the advice of our independent mortgage specialists might help you find the deal that will be most beneficial for your money interests!
Q: What types of mortgage are there?
A: There are many different kinds of mortgage to choose from. All of them have varying features and benefits. Some of the more common types include:
- Standard variable rate (SVR) mortgages
- Fixed interest rate mortgages
- Tracker rate mortgages
Q: How much can I borrow for a mortgage?
A: This depends on a number of factors. Still, Borrowers are typically prepared to lend three times your salary or two-and-a-half times a joint salary.
They will also consider things such as any other source of income from a second job that you’ll prove to them, bonuses, tax credits, and maintenance payments and since lending rules were tightened, they also increasingly investigate borrowers’ ability to repay.
This means looking at your credit history and scoring it, just as well as on your monthly outgoings, examining not just how much you spend but what you spend it on, to help assess your ability to manage should interest rates rise.
Some providers will now offer four-and-a-half times your annual income – but the more you borrow in relation to your income, the more likely you are to fail MMR checks and to have your application to be declined.